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Clothi​ng Retail Store Financing


Your clothing retail store must always be stocked with inventory. Shirts, jeans, and shoes must always be on hand so you can meet the demand of your customers. But what happens when you want to purchase more inventory but don’t have the money to do it?

Access to small business lending through a bank can be a painstakingly long process, and who knows if you’ll even be approved in the end? Funding a clothing retail store may be a risky proposition for some lenders, but not with Candy Capital. In fact, retail stores are excellent candidates for our Merchant Cash Advance program.

Using a Merchant Cash Advance

A Merchant Cash Advance is not a loan. It’s a cash advance against your future debit and credit card sales. The percentage is designed to work with your business cash flow. A Merchant Cash Advance automatically adjusts to the flow of your business so when sales slowdown, the payback slows down as well.

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Finance Your Operations


A retail cash advance can be used for a variety of expenses and instances your store may run into. If you want a Merchant Cash Advance, it can be used for:

  • Purchasing inventory such as shirts and pants
  • Hiring more staff
  • advertising and marketing campaigns
  • Expansion
  • Purchasing equipment such as clothing racks
  • And more

Very High Approval Rate

We can approve your business for between $5,000 to $1,000,000 in working capital and you can receive funding in just a few days. We have a very high approval rate. 

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